What You Need to Know About Rideshare Vehicle Accidents

Rideshare companies provide insurance coverage, but it varies depending on the circumstances of the accident. When the rideshare driver is on the app but hasn't accepted a ride, their personal insurance is typically the primary coverage, supplemented by rideshare company insurance. If a ride has been accepted or a passenger is in the car, the company's insurance, which usually includes higher limits for liability and uninsured motorist coverage, kicks in. However, the complexity of determining which policy applies—and whether it’s enough—makes it crucial to understand how your specific case fits within these frameworks.

Regardless of whether you’re in a rideshare vehicle or driving your own car, your legal rights remain the same after an accident. This means you have the right to seek compensation for injuries, medical expenses, lost wages, and other damages. If the rideshare driver was at fault, or another party caused the accident, you are entitled to pursue legal action under the same personal injury laws that apply to any motor vehicle accident.

Dealing with rideshare companies and their insurance providers can be a complicated process, often involving multiple insurance carriers and confusing coverage layers. Consulting with an attorney ensures that you have an experienced advocate who can help navigate these complexities and protect your rights. An attorney can also help you avoid the common pitfalls of handling claims directly with insurance companies, who may seek to minimize your compensation.

At Gosanko O'Halloran & Lepore, PLLC, we specialize in handling these complex rideshare accident cases and can guide you through every step of the legal process.

Contact Our Business today to discuss your case and ensure your rights are fully protected.