In the state of Washington, any driver of a vehicle is required to have insurance. Auto insurance is also required to have certain minimum coverage, and you must keep proof of insurance with you when driving and present it upon request to the police. Washington is an “at fault” state, which means that in an accident, whoever is at fault is the one who will be financially responsible for the damages. If you’re hit by a driver who is uninsured, you may get compensated by your own auto insurance if your policy includes uninsured motorist coverage. You can even sue the driver who is at fault. Consulting with an auto accident law firm like Gosanko & O’Halloran in Mercer Island, Washington can help you understand the law if you’ve been in an accident.
What Are Your Rights When You File an Auto Insurance Claim?
If you were in an auto accident and you’ve filed an insurance claim, you have rights. You may choose the auto shop that will repair your car, but you should speak with the claims adjuster about what parts will be used, so they’ll be covered. Some adjusters recommend original equipment manufacturer or OEM parts or used parts that are from the same year as your car. If you have questions, you have the right to timely answers to these from your insurance company and a clear explanation of how and when they’ll pay your claim and why they made the claim decision that they did. You also have the right to timely payments. Hiring an auto accident attorney in Mercer Island, Washington can help guarantee that your rights are not violated.
Call to Speak to an Experienced Auto Accident Attorney in Mercer Island Today
If you’ve been in an auto accident and you have begun to navigate the complex world of insurance claims, call to speak to an experienced auto accident attorney in Mercer Island today. The Gosanko & O’Halloran law firm offers a free initial consultation to evaluate your case. Call us at 206-275-0700 and let us be your advocate.